{"id":148970,"date":"2026-04-08T10:58:01","date_gmt":"2026-04-08T07:58:01","guid":{"rendered":"https:\/\/eu4moldova.eu\/?p=148970"},"modified":"2026-04-08T10:57:32","modified_gmt":"2026-04-08T07:57:32","slug":"a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards","status":"publish","type":"post","link":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/","title":{"rendered":"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards"},"content":{"rendered":"\n<p>Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European Union legislation and practice. The new framework will extend borrower protections beyond the moment a loan is granted, regulating also the stages of debt collection and loan management. To support this process, 11 representatives of the National Commission for Financial Markets and Ministry of Finance participated in a two-day training dedicated to aligning Moldova&#8217;s draft legislation with&nbsp;the&nbsp;EU Directive 2021\/2167 on credit servicers and credit purchasers. The event took place on 2\u20133 April and was organised within the EU and Denmark funded project \u201d<em>Moldova is Europe \u2013 Support for EU Integration\u201d<\/em>.<\/p>\n\n\n\n<p>The training sessions were facilitated by Angela-Margareta Oprea, Senior Non-Key Expert on Consumer Protection in Financial Services&nbsp;within the project. The first day covered EU Directive 2021\/2167&#8217;s requirements in depth and reviewed how EU member states have transposed it, with special attention to the institutional capacity of the National Commission for Financial Markets to supervise the new framework. The second day started with reviewing the Moldovan draft law and formulating recommendations for its improvement. The day continued with an extended meeting with 19 private sector representatives \u2014 commercial banks, non-bank credit organisations, and debt collection companies \u2014 to present the new regulatory requirements and their impact on the business models of the entities concerned.<\/p>\n\n\n\n<p>Aligning financial market legislation with EU rules is not just a legal formality \u2014 it is a building block for a more stable, transparent, and investor-friendly financial system that ultimately benefits consumers. The two-day training is a direct contribution to this effort, strengthening the capacity of Moldova&#8217;s financial regulators to draft and implement legislation that meets EU standards.<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"649\" data-id=\"148958\" src=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817-1024x649.jpg\" alt=\"\" class=\"wp-image-148958\" srcset=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817-1024x649.jpg 1024w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817-300x190.jpg 300w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817-768x487.jpg 768w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817-1536x973.jpg 1536w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260402_093817.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"557\" data-id=\"148964\" src=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419-1024x557.jpg\" alt=\"\" class=\"wp-image-148964\" srcset=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419-1024x557.jpg 1024w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419-300x163.jpg 300w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419-768x418.jpg 768w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419-1536x835.jpg 1536w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"590\" data-id=\"148961\" src=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313-1024x590.jpg\" alt=\"\" class=\"wp-image-148961\" srcset=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313-1024x590.jpg 1024w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313-300x173.jpg 300w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313-768x443.jpg 768w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313-1536x885.jpg 1536w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130313.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"612\" data-id=\"148967\" src=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632-1024x612.jpg\" alt=\"\" class=\"wp-image-148967\" srcset=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632-1024x612.jpg 1024w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632-300x179.jpg 300w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632-768x459.jpg 768w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632-1536x918.jpg 1536w, https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130632.jpg 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European Union legislation and practice. The new framework will extend borrower protections beyond the moment a loan is granted, regulating also the stages of debt collection and loan management. [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":148964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2041,5],"tags":[],"topics":[1960,1972],"class_list":["post-148970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eu-integration","category-news","topics-business","topics-good-government"],"acf":{"event_start_date":null,"event_end_date":null},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards - EU for Moldova<\/title>\n<meta name=\"description\" content=\"Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European legislation and practice. The new framework will extend borrower protections beyond the moment a loan is granted, regulating also the stages of debt collection and loan management. To support this process, 11 representatives of the National Commission for Financial Markets and Ministry of Finance participated in a two-day training dedicated to aligning Moldova&#039;s draft legislation with\u00a0the\u00a0EU Directive 2021\/2167 on credit servicers and credit purchasers. The event took place on 2\u20133 April and was organised within the EU and Denmark funded project \u201dMoldova is Europe \u2013 Support for EU Integration\u201d.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards - EU for Moldova\" \/>\n<meta property=\"og:description\" content=\"Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European legislation and practice. The new framework will extend borrower protections beyond the moment a loan is granted, regulating also the stages of debt collection and loan management. To support this process, 11 representatives of the National Commission for Financial Markets and Ministry of Finance participated in a two-day training dedicated to aligning Moldova&#039;s draft legislation with\u00a0the\u00a0EU Directive 2021\/2167 on credit servicers and credit purchasers. The event took place on 2\u20133 April and was organised within the EU and Denmark funded project \u201dMoldova is Europe \u2013 Support for EU Integration\u201d.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/\" \/>\n<meta property=\"og:site_name\" content=\"EU for Moldova\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EUDelegationMoldova\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-08T07:58:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"870\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nicoleta Cojuhari\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@euinmoldova\" \/>\n<meta name=\"twitter:site\" content=\"@euinmoldova\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nicoleta Cojuhari\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/\"},\"author\":{\"name\":\"Nicoleta Cojuhari\",\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/#\\\/schema\\\/person\\\/65e8eb7f8da629c4f43c09f9317d4ffe\"},\"headline\":\"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards\",\"datePublished\":\"2026-04-08T07:58:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/\"},\"wordCount\":306,\"publisher\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eu4moldova.eu\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/20260403_130419.jpg\",\"articleSection\":[\"EU Integration\",\"News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/\",\"url\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/\",\"name\":\"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards - EU for Moldova\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/eu4moldova.eu\\\/en\\\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eu4moldova.eu\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/20260403_130419.jpg\",\"datePublished\":\"2026-04-08T07:58:01+00:00\",\"description\":\"Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European legislation and practice. 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The new framework will extend borrower protections beyond the moment a loan is granted, regulating also the stages of debt collection and loan management. To support this process, 11 representatives of the National Commission for Financial Markets and Ministry of Finance participated in a two-day training dedicated to aligning Moldova's draft legislation with\u00a0the\u00a0EU Directive 2021\/2167 on credit servicers and credit purchasers. 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The event took place on 2\u20133 April and was organised within the EU and Denmark funded project \u201dMoldova is Europe \u2013 Support for EU Integration\u201d.","og_url":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/","og_site_name":"EU for Moldova","article_publisher":"https:\/\/www.facebook.com\/EUDelegationMoldova\/","article_published_time":"2026-04-08T07:58:01+00:00","og_image":[{"width":1600,"height":870,"url":"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419.jpg","type":"image\/jpeg"}],"author":"Nicoleta Cojuhari","twitter_card":"summary_large_image","twitter_creator":"@euinmoldova","twitter_site":"@euinmoldova","twitter_misc":{"Written by":"Nicoleta Cojuhari","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/#article","isPartOf":{"@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/"},"author":{"name":"Nicoleta Cojuhari","@id":"https:\/\/eu4moldova.eu\/#\/schema\/person\/65e8eb7f8da629c4f43c09f9317d4ffe"},"headline":"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards","datePublished":"2026-04-08T07:58:01+00:00","mainEntityOfPage":{"@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/"},"wordCount":306,"publisher":{"@id":"https:\/\/eu4moldova.eu\/#organization"},"image":{"@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/#primaryimage"},"thumbnailUrl":"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419.jpg","articleSection":["EU Integration","News"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/","url":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/","name":"A more stable, transparent and investor-friendly financial system \u2013 the aim of aligning the secondary credit market with EU standards - EU for Moldova","isPartOf":{"@id":"https:\/\/eu4moldova.eu\/#website"},"primaryImageOfPage":{"@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/#primaryimage"},"image":{"@id":"https:\/\/eu4moldova.eu\/en\/a-more-stable-transparent-and-investor-friendly-financial-system-the-aim-of-aligning-the-secondary-credit-market-with-eu-standards\/#primaryimage"},"thumbnailUrl":"https:\/\/eu4moldova.eu\/wp-content\/uploads\/2026\/04\/20260403_130419.jpg","datePublished":"2026-04-08T07:58:01+00:00","description":"Moldova is in the process of drafting a law that will protect borrowers and bring clear, transparent rules to the secondary credit market \u2014 inspired by European legislation and practice. 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