{"id":150038,"date":"2026-05-04T11:10:54","date_gmt":"2026-05-04T08:10:54","guid":{"rendered":"https:\/\/eu4moldova.eu\/?p=150038"},"modified":"2026-05-04T11:14:28","modified_gmt":"2026-05-04T08:14:28","slug":"better-protection-for-credit-consumers-moldova-adopts-eu-standards-to-draft-national-law","status":"publish","type":"post","link":"https:\/\/eu4moldova.eu\/en\/better-protection-for-credit-consumers-moldova-adopts-eu-standards-to-draft-national-law\/","title":{"rendered":"Better protection for credit consumers: Moldova adopts EU standards to draft national law"},"content":{"rendered":"\n

Moldova needs transparent and clear rules on how and in what conditions citizens take loans to purchase a house (residential property) or access consumer credit. The National Commission for Financial Markets took a step in this direction, hosting a working session dedicated to modernising the legislation that protects consumers of financial services. The session was organised on 27 April in the framework ofthe EU- and Denmark- funded project “Moldova is Europe \u2013 Support for EU Integration”.<\/p>\n\n\n\n

At the heart of the discussions were two important draft laws \u2014 one on mortgage credit and one on consumer credit \u2014 both designed to bring Moldovan legislation in line with European Union standards.<\/p>\n\n\n\n

Piotr Adamczewski, EU expert within the project,<\/em> guided participants through the requirements of two key European directives related to credit consumers (directives 2014\/17\/EU and 2023\/2225). He emphasised the obligations financial institutions must meet and how these can be translated into national legislation. The ultimate goal: greater transparency and greater security for citizens accessing credits in Moldova.<\/p>\n\n\n\n

The session is part of a broader technical assistance programme delivered under the European project, which also included the development of detailed GAP analyses, along with concrete recommendations for improving national regulatory acts.<\/p>\n\n\n\n

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Moldova needs transparent and clear rules on how and in what conditions citizens take loans to purchase a house (residential property) or access consumer credit. The National Commission for Financial Markets took a step in this direction, hosting a working session dedicated to modernising the legislation that protects consumers of financial services. The session was […]<\/p>\n","protected":false},"author":37,"featured_media":150051,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2041],"tags":[],"topics":[1960,1972],"class_list":["post-150038","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eu-integration","topics-business","topics-good-government"],"acf":{"event_start_date":null,"event_end_date":null},"yoast_head":"\nBetter protection for credit consumers: Moldova adopts EU standards to draft national law - EU for Moldova<\/title>\n<meta name=\"description\" content=\"Moldova needs transparent and clear rules on how and in what conditions citizens take loans to purchase a house (residential property) or access consumer credit. 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